This varies from state to state, so take a moment to find out what coverage is required where you live.
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Make sure to keep the coverage limits the same so you can make apples-to-apples comparisons for cost and coverage.
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While insurance companies are often enthusiastic about their value and they might come in handy, they are not strictly necessary - and including too many add-ons could significantly bump up the price of your policy. 4. Think about the distance you drive Before buying car insurance, think carefully about how far you really drive in your vehicle each year.
When you get a quote over the phone, be sure to confirm the price by asking the representative to e-mail the quote to you.
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